I’m so excited! About 12-24 months ago, I had put a $500 car repair on a credit card, started paying it down a little bit, then graduation rolled around and I didn’t save up for graduation so I had to put those expenses on a credit card. The balance had been plaguing me month after month after month. Well—NOT ANYMORE! A couple of days ago, I paid off this credit card and I just feel so FREE! That’s another Harvey coming out of the Financial Matrix. We’re doing it as a family. It is difficult to be different and to be disciplined, but it is TOTALLY worth it to be chipping away at my debt. I have a plan to be out of the Financial Matrix within the next couple of years (before I’m 30) and I am so excited!! I don’t even know how to express this because it is not the norm for my family.
Jasmine Harvey

Persistence is paying off! Over the course of one week’s time, my wife was able to reduce our mortgage from a 30-year to a 15-year loan and she cut our interest rate from 6% to 2.75%. She also went through some credit reporting activity and found that there was money on the table there—$360 coming back from a credit reporting agency because they left stuff on my credit report that shouldn’t have been there! So she cleaned that up. She also went in and got our car and home insurance reviewed. We went from one company to another just by price-matching. That dropped our insurance down $1,000 per year. And here’s the big one. She has found a way to get rid of our interest-bearing-debt and our medical bills—$8,500 in one week—completely wiped out. My wife has become my Phoenix! She’s following the Financial Fitness principles that she’s hearing all the time on the audios and it’s changing our lives. Thank you!
Patrick Thatcher